Joseph A. Golden

11757 West Ken Caryl Avenue

Unit F-130

Littleton, CO  80127

Phone: (303) 359-8407

Fax: (303) 904-6434

August 1985                           Engaged continuously as an Appraiser of Real

to Present                               Estate, including: Single Family Homes, Condominiums, and Small Residential Income Properties

November 1999                Self Employed Appraiser of Real Estate

to Present

March 1991                            Staff Real Estate Appraiser

to November 1999                CTX  Mortgage Company Appraisal Division

August 1985                           Staff Real Estate Appraiser

to November 1999                Turner Professional Services

Licensing                                Licensed by the State of Colorado as a Certified Residential Appraiser,  License # CR01315433, 

 Expiration Date 12/31/2005

Error and Omission                     Hobbs Group Five Star Appraisal Program

Insurance                                Policy Period: 4/28/2004 to 4/28/2005

                                                Retroactive Date: 4/28/2000

                                                Limits of Liability: $1,000,000